ChatGPT

A Visa spokesperson said in an email to CNET that the goal for Visa's OpenAI partnership with Visa is to make shopping easier and more efficient while making sure consumers still decide when, where and how their money is spent. "Consumers remain fully in control," the spokesperson said. "AI agents can only initiate purchases within clearly defined, user-set parameters, such as spending limits, approved merchants, or required approvals."  Visa said in a press release that it's planning for other AI-driven tools and features, like an Agent Score rating system for merchants to evaluate whether or

You can absolutely ask ChatGPT to ask clarifying questions before answering. In fact, that is a perfectly reasonable approach and one I do frequently. But the appeal of a separate local model is that it creates a dedicated, distraction-free layer in the workflow. You could even have it ask the questions while you're offline and then take the final prompt to ChatGPT once you're back on WiFi. Instead of immediately jumping to a solution, the process forces you to slow down, add context and improve the request before it reaches the AI doing the heavy lifting.